Make insurance feel simple

Manage and sell insurance products digitally without losing time

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SCIP: Out-of-the-box insurance platform

SCIP is the first platform to integrate digital sales and an automated policy administration system. SCIP enables you to bring innovative insurance products to market quickly and easily.

SCIP - Out-of-the-Box Software Versicherung


Configure, manage, and integrate insurance products across all distribution channels with SCIP Sales. Scale your digital sales across any online channel and engage customers wherever they are.


Manage contracts in the digital world and with a high level of automation. You can map all processes digitally and reduce costs. Thanks to open interfaces, partner systems can be easily connected.


Using flexible middleware, with a comprehensive API layer, you can connect SCIP Sales to your own policy administration systems or to Sapiens IDITSuite.

Why choose SCIP?

Discover how SCIP can drive your insurance business:

Nobody likes wasting time.

Request a demo now and learn more about SCIP.

Our team is happy to show you how your business can benefit from SCIP.

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Technology behind SCIP

No-code editor

Use our no-code editor for your products and application forms. Launch new products and distribution channels without any programming.

Embedded insurance

Integrate individual application forms across all distribution channels. Application forms can be used in standalone or embedded formats. In addition, all application forms are available for white labeling.

Open APIs

Thanks to our flexible API layer, the connection of existing systems or partner ecosystem is possible with little effort. SCIP integrations for various partners in the insurance market are already available.


The GraphQL API creates a layer around SCIP. The API helps to read and write data in and out of the system to trigger functions. The API is limited to the logged-in user, so that customers can only see their own data. Administrators can be granted extended access.



The application forms for our products can be easily created, edited and managed with SCIP. Above all, the Journey Creator helps us to quickly adapt texts and the page structure - without any development effort. Thanks to the modular system, we can easily add modules and create product variants without much effort. In short: we can now respond much more quickly to touchpoints in the customer journey, making us more effective in the onboarding phase, across all distribution channels.
Walter Capellmann, CEO of DELA Lebensversicherungen Germany

SCIP’s clear benefits

Saves time

Eliminates waiting for a new core system to be integrated.

Reduces costs

Takes advantage of digitization to bring new products to market quickly and efficiently.

Creates attractive customer journeys

Deliver on customers ever-increasing expectations: simple and fully digital.

Maintain flexibility

Redesign products quickly and easily yourself.

Ensures autonomy

Helps you design front ends quickly and independently. Be independent of IT departments and legacy systems.

About sum.cumo Sapiens

sum.cumo Sapiens is one of the leading technology providers for the digital insurance market. Combining extensive digital business know-how with deep expertise in the insurance and financial services industries, sum.cumo Sapiens brings the Internet success story to the insurance market.

Who's behind SCIP?